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Michael Horaney: Four Decades of Straight Talk on Retirement and Wealth

Welcome. This is the personal blog of Michael Horaney, Managing Partner of Osiris Capital and a financial professional with more than forty years in the industry. Michael started here long before most people pick up a finance book: he bought his first stock at age 11. Today, he writes about retirement income planning, wealth preservation, and the kind of honest financial thinking that mainstream headlines tend to skip.

One theme runs through almost every post: protecting what you've already built matters more than chasing what you haven't. Michael calls it "circling the wagons." It's a straightforward idea rooted in decades of real client work, and it shapes every conversation he puts on the page.